ASNOA began—like many other companies—with a concept and vision and the determination, commitment and deep-rooted resources of the Principals to make it happen.
The initial concept was to develop a system to assist captive and direct writers in making the transition to the independent agency system and to assure the highest probability of success. This success would be accomplished through providing direct carrier access and a stellar support system providing vital backroom functions, enabling our ASNOA affiliates to spend more time selling and growing their agencies.
After researching the marketplace, we evaluated several business models— clusters, aggregators and franchise systems—and determined ASNOA would be none of these. We determined that most of the afore-referenced business models were offering carrier access to some extent and very little in the way of support in the following key areas: IS Management System support and training, backroom accounting and agency services support –all key departments that larger independent agencies have.
Ray is an industry-leading innovator in the areas of agency development, business management and agent training. Along with his professional designations, he has a background in Business Management and Accounting.
He has authored articles and spoken throughout the United States to insurance professionals on the following topics: building sales and your bottom line, cross-selling, developing marketing strategies, leveraging technology to grow your agency, agent recruiting and managing a diverse and dispersed independent agent network.
He has utilized his industry knowledge and business experience to establish new standards of excellence for agency and agent development.
Above all, he is most proud of his 36 years of marriage, his four children—two of whom hold key Management Positions within the ASNOA network — and his six grandsons.
For over 30 years, Joe was a perennial top producer. Over this span of time, Joe has used his own experience to help other agents realize and achieve their production goals. Leveraging his knowledge, Joe is an experienced liaison between numerous carriers, accomplishing favorable commissions and enhanced bonus structures.
With the ASNOA Advantage, you will have direct access to a "wish list" of national and regional carriers
and profit sharing without carrier minimums. ASNOA affiliates can be existing independent agencies,
captive agents, direct writers or life/health and finanical services agents looking to begin a new agency.